Protect Your Legacy.

Secure Your Future.

Your wealth deserves unparalleled protection. We provide the secure solution to keep your assets safe from life’s unexpected and expected challenges.

Why You Need  Asset Protection

One lawsuit can wipe out your life’s work. Without protection, your assets could be seized by creditors, courts and attorneys, or wiped out in bankruptcy, leaving you with nothing.

Business/PartnerRisks

Business failure or a partner dispute can leave you financially exposed. If things go wrong, your personal assets could be at risk.  Don’t let your hard-earned wealth be part of the fallout.

Divorce or family disputes can tear your life apart and take your assets along with it. Without protection, everything you’ve worked for could be lost in a bitter fight.

Financial & Medical Crisis

Unexpected medical bills or financial hardship can drain your savings in an instant. Without a bulletproof safety net, you risk losing everything during a crisis.

What Happens If You Don't Protect Your Money?

If you don’t protect your money, you leave it exposed to numerous risks that could have devastating consequences. If you leave your money in an investment account or in a bank in the USA - IT IS AT RISK.  Many attorneys have tried to get legislators to provide statutes to protect assets in the USA.  However, in the USA a judge can issue an order to clean you out and take your assets.  PERIOD!  No matter what anyone says, that is the truth!!!  Legal claims, business disputes, divorce, or even unexpected medical emergencies can quickly drain your savings and put everything you've worked for in jeopardy. Without proper asset protection, your hard-earned wealth can be seized by courts, creditors, divided in a divorce, or taken in a business failure.



Even if you’ve planned for the future, life’s unpredictability can leave you vulnerable.  Remember, estate plans are NOT real asset protection.  Taking proactive steps to secure your assets now ensures your wealth remains protected, allowing you to weather any storm and preserve your financial legacy.


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Critical Mistakes That Expose Your Wealth

Many people believe they are fully protected, but they’re actually leaving their wealth exposed to potential risks. Here are common mistakes that could put your money at risk, even though you may think you’re safeguarded:

Relying on a Simple Will

A will can dictate how your assets are distributed after death, but it does nothing to protect your wealth from creditors, lawsuits, or divorce during your lifetime. Wills are public documents and are subject to probate, which means your assets could be tied up in court for months or even years. Furthermore, wills don’t offer any protection from legal claims while you're alive.

Relying on Standard Revocable Trusts

Revocable trusts are popular in the U.S. because they allow you to manage assets during your lifetime and pass them on after death. However, they offer minimal protection from creditors. Since you retain control over the assets and can modify or revoke the trust, it doesn’t provide any real level of asset protection you might need if you face a lawsuit or other financial hardship. Bottomline, creditors, attorneys, courts and others can go after the assets in a revocable trust, leaving you completely vulnerable.

Keep Everything in Your Name

Simply keeping assets in your own name, like real estate or bank accounts, offers no protection if you face a lawsuit or financial dispute. Whether it’s a car accident, a business lawsuit, or a divorce, creditors and litigants can directly claim what’s in your name. Many people assume that having multiple assets spread across accounts or properties will protect them, but if they’re all in your name, they’re all fair game. Even if the assets are in an LLC, alone your assets are still vulnerable.

Overlooking Proper Insurance

Many people think having standard liability or home insurance will fully protect them from large financial claims. While insurance is important, most policies have limits that won’t cover large lawsuits or catastrophic events. For instance, an auto insurance policy might not cover a significant claim arising from a serious accident. Without the right coverage or additional umbrella insurance, your personal assets could still be at risk.

Using LLCs or Corporations for Protection

Setting up an LLC or corporation can offer liability protection for some business activities, but they do not protect your personal wealth from personal lawsuits for negligence and other claims, divorce settlements, or other financial threats. If you don’t properly structure your LLC or corporation, or if the “corporate veil is pierced,” creditors can still go after your personal assets. It’s not a catch-all solution and needs additional layers of protection to ensure your wealth is secure.

Ignoring Estate Planning for Family Disputes

Many people think that if they leave their assets to loved ones in a will or trust, they’re fully protected from family disputes or divorce settlements. In reality, divorce or family disputes can easily unravel your estate plans. Without proper asset protection strategies, a former spouse or family member could challenge the distribution, leaving your assets vulnerable to claims.

So What's the Best Way to Protect My Money?

Introducing the Cook Island Trust

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Stronger Protection and Privacy

The Cook Islands provide the most secure asset protection laws designed to shield your wealth from creditors, courts, lawsuits, bankruptcy and legal claims. These trusts are not subject to the same risks as U.S. domestic trusts, which can be more easily attacked. The Cook Islands also prioritizes privacy, offering greater confidentiality than U.S. jurisdictions, where trust details are often disclosed.


No Enforcement of U.S. Judgments

U.S. judgments cannot be enforced in the Cook Islands, meaning creditors cannot pursue assets placed in a Cook Islands Trust through the U.S. court system.  This creates a significant barrier to U.S. creditors who would need to pursue their claims under the Cook Islands' legal system, which is typically impenetrable.


Superior Legal Framework

The Cook Islands have a legal framework specifically designed to protect assets from creditors and everyone else, with strict rules dealing with fraudulent conveyance (which is a much shorter time frame than in the USA) and a higher burden of proof for anyone seeking to seize assets.  U.S. domestic trusts are subject to U.S. laws that often favor creditors, allowing them to access assets more easily in cases like bankruptcy or divorce.  Not so in the Cook Islands.


Completely Legal, Comletely Safe

Not sure if Asset Protection is Legal and Safe? Asset protection through the Cook Islands is entirely legal and complies with governing law. The legal framework ensures that your assets are safeguarded from everyone while remaining within the boundaries of the law. With decades of proven success and internationally recognized protections, your wealth is secure and fully protected by the Cook Island Trust.

Denny Dobbins is an attorney with over 35 years of experience who was living the American dream—successful career, a loving family, and financial stability. However, his life changed when he was hit by severe financial turmoil and lawsuits, leaving him feeling helpless despite his legal background. It was only through a personal crisis that Denny discovered the importance of real asset protection, a lesson he learned the hard way during the 2007-2008 financial collapse.


After enduring a long, costly journey to protect his assets, Denny is now committed to helping others avoid the same struggles he faced. His first hand experience drives our mission to help educate Asset Protection’s clients on safeguarding their wealth before a crisis strikes, providing them with the peace of mind Denny once lacked.

Protecting Your Wealth: The Journey That Inspired Our Mission

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Attorney Denny Dobbins

This is my story - please don't let this happen to you. If you choose not to use our company to protect your assets, find a company that can help you and get the protection you need as soon as possible. The sooner you have your trust in place, the less headaches you will experience.

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Testimonials

Real Clients. Real Stories

Bill P.

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“Denny has been helping my wife and I with our estate plan and asset protection plan since 2009. I have strong protections from creditors, lawsuits, claims and unforeseen situations, all within the law. It gives my wife and I a great deal of comfort knowing we have protections in place for our life-long hard work and that our kids and grandkids will have the same (and even better) safeguards when we pass away. Denny has always helped us keep everything straight to ensure we are covered.”

Gerald R.

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“I was a real estate investor and National real estate instructor for years. Denny helped me make sure that I was not personally liable for bad events that too often take place in the real estate arena. He taught me how to hold property and how to protect myself. Denny also devised a killer set of legal documents to structure my estate and asset plan providing me the ability to handle issues that arise when I am out of the Country which has paid off handsomely to make sure things got done correctly in my absence.”

Mike

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“I tried getting my estate and asset protection plan set up with documents I found online and talking to friends. Boy, did that ever backfire on me. I wasted so much time trying to do it myself and finally realized I did not even know the right questions to ask to protect my assets and get my estate in proper form. Denny changed all of that. Now I feel protected and know my plan is specifically tailored for my needs.”

Contact Us

Asset protection includes an arsenal of legal tools used to guard you and your assets from creditor claims, lawsuits, judgements, a spouse/divorce and any attempt by anyone to take your assets. These protections include holding assets in various legal entities and in various jurisdictions designed to keep anyone from appropriating your property.